Making Sense Of Your Financial Mess

About Me

Making Sense Of Your Financial Mess

A few years ago, I realized that I had a real problem. I hadn't been able to pay my bills in awhile, and I was left wondering what to do. Bill collectors called me non-stop, and I wasn't sure how to go about making things right. Fortunately, a friend of mine who understood my mess explained that it might be a good idea to meet with a bankruptcy attorney. After I went, I was blown away with the level of care and understanding I was given. This website is all about helping other people to see the light, even when they are in the midst of battling a hectic financial situation.

Considering Filing Bankruptcy?

From a large accumulation of debt that you are unable to pay for to an actual loss of income due to a medical issue, injury, or unemployment, losing control of your finances can be stressful. Fortunately, options are available if you qualify. Bankruptcy is a common solution for many people struggling to pay debt along with their basic living expenses, such as rent or mortgage, insurance, and utilities. Even though many people are opting to file bankruptcy for relief, most people are not very familiar with their options or the process involved. Read More 

Why Chapter 7 Might Be A Better Option For You

When you initially decide to pursue filing for bankruptcy, you will encounter information about the two main branches consumers use when they need debt-relief help. Of the two options, Chapter 7 is often a better choice than Chapter 13, and here are three reasons why this might be true in your situation. It Offers Debt Forgiveness As you compare the two options, you will see that Chapter 7 offers forgiveness of debt, while Chapter 13 requires you to repay your debt. Read More 

Getting Through A Foreclosure: The Benefits Of Using A Defense Attorney

You might be faced with the grim reality of losing the property that you own if you can't make a mortgage payment when it's due. Financial lenders will work with you but only for so long until they are forced to face the fact that you can't afford the payments anymore. The lender might decide to place the property in foreclosure. Foreclosure means that you will no longer be the owner of the the property and you will be forced to leave it. Read More 

Three Situations In Life When You Should Consider Bankruptcy

There are many people who think bankruptcy is for people who were simply not responsible with their debt. Although there are people like this, bankruptcy is often a relief from financial stress from many other factors. The following are three situations that you may find yourself in when bankruptcy may be a good option: You have recently gone through a divorce This usually puts a lot of stress on a person's finances. Read More 

Three Things You Should Know About Bankruptcy

There are many misconceptions about bankruptcy, so if you are at a point in your finances when you are beginning to think about it, there are several things you should understand. The following are three of them. Creditors have rights You may not think highly of the lenders who are trying to collect their money, but once you go down the path of bankruptcy, they still have rights. After you file for bankruptcy, they have the right to challenge it in various ways. Read More